Affordable Care Act Guide » Archetype Profiles

Health Overhaul Job Freedom

With health law, workers ponder the I-Quit option

Posted on March 21, 2014 at 8:41 am

CHICAGO (AP) — For uninsured people, the nation’s new health care law may offer an escape from worry about unexpected, astronomical medical bills. But for Stephanie Payne of St. Louis, who already had good insurance, the law could offer another kind of escape: the chance to quit her job. At 62, Payne has worked for three decades as a nurse, most recently traveling house to house caring for 30 elderly

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Archetype Profiles » Older Stories

  • Archetype-Family: Middle class family braces for higher premiums

    Posted on September 30, 2013 at 1:26 pm

    The Wolfs of Austin: Making too much to qualify for tax credit, worried premiums will rise

    As many as nine in 10 Texans buying health insurance on the new federally run exchange will get a break on costs, according to federal health officials. Steve and Maegan Wolf won’t be among them. The Wolfs, who live in an upscale area outside Austin, make too much money to qualify for tax credits that will help other people afford coverage. That leaves them wondering how much they’ll wind up

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  • Archetype-Small Business: Health care law perplexing to business owners

    Posted on September 30, 2013 at 1:16 pm

    Tim Holmes , Colleen Holmes

    ALBANY, N.Y. (AP) — Restaurant owners Colleen and Tim Holmes were considering opening a third business in a growing upstate New York suburb but decided against it. One factor was the risk from expanding their staff beyond 50 full-time employees and having to provide them federally mandated health coverage. Despite knowing the penalty for that part of the Affordable Care Act had been postponed for a year, the couple said

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  • Archetype-Smoker: Mich. smoker may stay uninsured unless he quits

    Posted on September 30, 2013 at 1:15 pm

    Health Overhaul Archetype Smoker

    LANSING, Mich. (AP) — Eric Jones has an incentive to end his trips to the party store for cigarette tubes and tobacco, the roll-your-own supplies used to fill his pack-a-day habit. The 40-year-old has no health insurance from his $9-an-hour job at an ice-manufacturing plant in Lansing. Under the federal health care law, he’s eligible for help from the government to buy insurance. But to qualify, he’ll almost certainly have

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  • Archetype-Self-Employed: Health costs likely rising for many self-employed

    Posted on September 30, 2013 at 1:12 pm

    Aaron Brethorst

    SEATTLE (AP) — President Obama’s health care reforms will be a huge boost to the working poor but are likely to make life more expensive for Aaron Brethorst and others like him. The Seattle software developer and consultant doesn’t have a problem with that because he figures he’ll be able to afford quality insurance. He says his annual income is in the low six-figures, and he expects to receive better

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  • Archetype-Medical Condition: Health insurance within reach for bipolar sufferer

    Posted on September 30, 2013 at 1:09 pm

    Jessi Spencer-Hammac

    MIAMI (AP) — Before she was diagnosed with bipolar disorder, 32-year-old Jessi Spencer-Hammac thought she was just a moody, restless dreamer who had trouble finishing projects. At times, she alternated between being hyper-social and abruptly ending relationships. She also made rash decisions, such as moving across the country and losing contact for a couple years with her young daughter, who was living with the girl’s father at the time. Up

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  • Archetype-Medicaid Winner: Medicaid expansion happy surprise for Colorado man

    Posted on September 30, 2013 at 1:05 pm

    Morgan Kinney

    DENVER (AP) — He makes just $10,000 a year as a clinical professional counselor, so Morgan Kinney decided to spend what little extra money he had this year paying down student debt rather than buying health insurance. The 31-year-old Denver man figured he would have no choice but to buy insurance next year to comply with the new federal health insurance mandate, so last month he entered his personal information

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  • Archetype-Medicaid Loser: Medicaid politics affect low-wage pizza employee

    Posted on September 30, 2013 at 1:00 pm

    Chris Gatliff

    LAWTON, Okla. (AP) — Chris Gatliff, a 38-year-old diabetic, says he feels like a victim of politics. His home state, Oklahoma, opted against accepting the expansion of Medicaid under the Affordable Care Act. The result is that thousands of Oklahomans who would have qualified under the expanded program are left in limbo about their health insurance. At the same time, a Medicaid-linked program called Insure Oklahoma that provides Gatliff with

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  • Archetype Young, invincible: Costs worry woman, 26, who wants health insurance

    Posted on September 30, 2013 at 12:58 pm

    Helena Gudger

    PHOENIX (AP) — Helena Gudger is the type of person health insurance companies need on the books as the federal Affordable Care Act begins to roll out: Young, relatively healthy and hungry for coverage. The 26-year-old Phoenix resident has gone the past four years without health insurance, using clinics and the county hospital for checkups, routine tests and visits to a gynecologist. She pays cash, checks prices and tries to

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